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Closing Costs – Buyer

Closing Costs

Buyers: If you are buying a property in South Florida, you will get a “Good Faith Estimate” (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer’s prior experience and is required to be within an acceptable range so you’re not startled when you arrive at the closing appointment. I’ll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem unusual.

 

 Don’t forget to factor in closing costs when considering a home sale or purchase. I am seasoned at aiding both buyers and sellers when it comes to closings.

E-mail or call me today at (561) 756-5348 if your needs include a real estate professional experienced in the business side of buying and selling.

Anticipated closing costs

There are certain expected costs associated with closing the sale of a house. These fees are usually split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you’ll want a real estate expert in Florida to help guide you through the transaction.

Costs pertaining to your mortgage to be paid at closing

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

CALL ME for an estimate of your closing costs!

YOU CAN REACH STACEY AT:

(561) 756-5348

The Perfect Home Buying Experience

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